If you are a working individual getting a disability insurance is very important. We never know when accidents happen along the way. Getting this form of insurance will benefit you. It includes paid sick leave, short-term disability benefits, and long-term disability benefits.
I remember a friend who had an accident and due to it she can no longer perform her duties in the workplace. Thanks to her disability insurance who is giving her a monthly aid. If disability will make working impossible, this form of insurance compensates the beneficiary’s earned income. Better get one before it is too late.
“Any interruption to regular trading is catastrophic. It’s imperative that your insurance protects you in the event of machinery breakdown. If the cafe employs a high number of transient workers- as many seasonal businesses do- you may be more vulnerable to employee theft. If this is the case, covering your business for Employee Theft and Fraud is a canny move.
Enlisting the services of a professional insurance broker such as McKenzie Ross ensures you’ll be neither over nor undercovered. The last thing you want is to be paying for coverage that’s simply not relevant to your business. Equally, being undercovered has potentially disastrous consequences for your business.
To learn more about the importance of business insurance, visit www.mckenzieross.com.au.”