Somebody forgot to pay one of the most important insurances we are paying every year. I was searching for an envelope last week that contains our travel itinerary to the Baltic region. While opening one of the envelopes, I found out that the insurance for our house was not yet paid. I was quite busy since last month and hubby forgot to remind me about it. I went to the bank immediately to transfer the payment. Anyway, have you heard about cheap e&o insurance? This is also the first time I heard about it. Thanks to the power of computers and internet, I immediately had an idea of what it is. You might need one.