Before I start with my main topic for today, I would like to share first an experience as I was still working on one of the Top banks in the Philippines. We have this so-called “mystery shopper” who visits different branches of our banks to see and evaluate how the employees are extending their services […]

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I took this photo today in our garden today. I love the color of this tulip..very lovely!! feel free to visit my others site for more Wordless !ednesday photos. thanks a lot..happy Wednesday!

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