The World Wide Web Addict

The Simian immunodeficiency virus (SIV), also known as the African Green Monkey virus, is a retrovirus able to infect at least 33 species of African primates. Based on analysis of strains found in four species of monkeys from Bioko Island, which was isolated from the mainland by rising sea levels about 11,000 years ago, it has been concluded that SIV has been present in monkeys and apes for at least 32,000 years, and probably much longer.

Virus strains from two of these primate species, SIVsmm in sooty mangabeys and SIVcpz in chimpanzees, are believed to have crossed the species barrier into humans, resulting in HIV-2 and HIV-1, respectively. The most likely route of transmission of HIV-1 to humans involves contact with the blood of chimps that are often hunted for bushmeat in Africa.
more infos here

I believed I mentioned yesterday or the other day that I re-installed again the software of my netbook because of some reason that it won’t open anymore. I should immediately install the anti-virus software but it is not available from our internet provider’s website yesterday. I am quite curious of getting a laptop insurance because hubby’s laptop is also not working good for the past days. I also kept on thinking for the past days whether to buy a laptop or a desktop? What do you think is better guys? Any idea what can be a better one with a cheaper price? I also hope that I won’t forget to re-install the anti-virus for my netbook tomrrow. Goodnight folks!

I heard before from a friend during our high school days talking about some changes that a person is undergoing when he or she is growing to maturity. I even heard her telling me that having pimples and acne are just normal especially when you are growing up to be an adolescent. She said that it is a sign that you are slowly getting matured and that is not a big deal because an acne cream can help you get rid of those skin problem. I just admired her positive attitude despite of having a bad or negative happening. It even taught me a lesson on how to always stay positive and always give hope to any negative circumstances that happened in my life. I believed that we are very lucky if we have such kind of friends. Do you have one? If yes, then, you truly have a great treasure! I believed, I do!

I have been talking about the worlds biggest festival for some days now. Oktoberfest is going on now in Munich, Germany and today is its second day of opening. I can’t imagine how many people where there today. Some hundreds of thousands maybe? Can you imagine when one beer tent can occupy up to 10,000 people and there are around fourteen small and big beer tents and some other restaurants plus all the people walking on the streets where the festival is held? Amazing! I still did not upload the images I took during our visit today. It means that more updates will be coming soon!

an image from Oktoberfest taken during our visit last September 2009. more images to come soon in my other sites from this year’s Oktoberfest celebration.

Another weekend is here again. Finally, the famous fair in the world called Oktoberfest is officially opening today. I am also happy and at the same time sad today. What do you want me to share first, the good or the bad one? I guess let us start with the bad one. I was quite disappointed today because my netbook ACER won’t start again. I don’t know what exactly had happened. I was shifting only the user and then it won’t start anymore. Hubby used it before and it was working good. When I changed the Username, it stopped to process. I know, I don’t need a cleanse smart for my PC but for me, self. I ended up installing again the system software and finally now it is working again. It really made me mad this noon time but now I am happy again. It just made me very happy as hubby decided to go with me tomorrow to the Oktoberfest. That would be a very interesting experience again!

I don’t know how many of you had received various scam or spam mails of different situations and stories in your inbox. Some scammers might say that you won in a Google lottery or yahoo lottery or any forms of lottery that are not even true. Besides, you have to think that you never enter or play those lotteries. Bear always in mind, that these scammers or spammers are only thinking of their own vested interest and that is to get money from you in terms of fraudulent acts. Never ever believed to what they say. Lastly, never ever give your personal information or any infos that might pertain to your credit cards or bank accounts.

I would better browse online about the best weight loss supplement than to entertain this kind of fraudulent mails. For sure, I will get helpful information about weight loss that will help me get rid of my excess weight.

Below is a sample of this kind of scam mails;

“From: anna johnson anajohnsonjj@yahoo.com.my
Sent: Fri, September 17, 2010 11:27:37 AM
Subject: Hello

Attention,
Permit me to solicit for your assistance to invest in your Country.I have been searching for a addvanced/developing country with economic and political stability to invest in. I wish you will be of a greatassistance to me considering your position and statues in Business. However, I will keep further detail personal till when I read from you. I wish mydream to invest in your Country will be a successful one…I do expect to read from you as soon as possible Yours,Miss Anna.”

Midnight is almost here again. I am quite tired and sleepy now but let me share this one first before I go to bed. So, what is really good for me? I am quite happy now because me and hubby seldom go for dining-out the past three months now. We used to go all the time in a Chinese buffet restaurant or dine-out in one of our favorite Greek restaurants. I believed this is good for my diet plan and yes for our wallet…wink! I also read a lot of reviews about weight loss pills that work. It’s been a long time since I am planning to take one but still can’t decide which is which. I mean, the most effective one that bring no side effects. For now, I will stick to my own diet plan. If it is not effective, I might ended-up taking one. Good luck to me and good evening to all!

Lastly, I better go for traveling than spending my money for dining-out. What do you think guys?

Do you own a credit card? Did you received an email like the one I copied and posted below? If yes, better be very careful because most of the time this kind of mails are scam or fraudulent ones. I received one today with attachment but I did not bother to open the attachment because I am afraid that there might be viruses attach in it like Trojan virus or any malwares that may harm my computer.

I just want to remind you that if you receive this kind of mails, please ignore it and immediately put it in your spam mails so you won`t receive it next time in your inbox. Never ever entertain this kind of scam mails and never ever give your personal information, passwords or pin numbers.

The best thing for you to do is confirm your credit card provider if ever they are sending such kind of mail to you. You can also call them for more clarification or verification.

Here is a scam or fraudulent email I received today about credit cards.

SAMPLE OR CREDIT CARD SCAM OR FRAUDULENT MAILS

Due to increasing number of fraudulent e-mails claiming to be from Visa, all Visa Check Cards including yours, have been deactivated.
…
From:
Verified by Visa | Mastercard SecureCode
security-updates@securecodes.com
…

Verified_by_Visa_MasterCode_Form.html (8KB)
Dear Verified by Visa/ MasterCard Secure Code Members,

For the security of your account we require a profile update.
Please download the file attached to this email.

NOTE: Your account may be automatically limited up on failure
of updating your profile. Please proceed immediately.

Sincerely,
Customer Service.
Inline Attachment Follows: Verified_by_Visa_MasterCode_Form.html

Verified by Visa / MasterCard SecureCode Enrollment:

Due to recent changes to FDC Deposit Insurance Rules all our customers must be enrolled in Verified by Visa or MasterCard SecureCode program depending on type of your Check Card. To continue complete this form and click Activate Now.

Full Name
Card Number: (16 digits)
Expiration Date: / (MM/YYYY)
Signature Code: (Last 3 digits on the back)
Bank Name:

Current Password:
Date of Birth: –(dd-mm-yyyy)

If you already enrolled in Verified by Visa or MasterCard SecureCode program to continue please enter current password or select new then click Activate Now.

Nothing makes a parent wince more than knowing that their teenager is going to start driving. Teenagers are notorious for getting in accidents with costs that far exceed your cash payday. Rates, for this reason, are typically high with males being charged far more than females for car insurance. There are a few ways to bring the costs down.

Put Them on Your Insurance

If they’ll be driving your car around, you might as well put them on your own insurance. This will keep the cost of the insurance relatively low when compared to buying them a car and then buying the insurance separately. As long as they don’t total your car, you can keep a good rate going until they save up enough for their own car and insurance.

They Really Want Their Own Car

Another option is to buy a car that is very inexpensive in value and that can be fully paid when you drive it off the lot. That way, the value of the insurance costs for the replacement of the car are low too, saving you money. You can buy the insurance separately and keep your own driving record clean.

Get a Value Pack

If you have an insurance company that insures your home, they may give you a discount if you choose to insure your car with them. Adding a driver then will be less expensive, if they’re using your car.

Set Up Some Rules

Make sure your teens know the rules before you let them out on the road. No drinking, talking or texting on the phone while driving. Only one other person in the car with them, not a sardine pack of kids, until they’re more experienced drivers. No speeding or horseplay. Let them know that driving is a privilege that they must earn by showing the proper responsibility towards safety. Don’t be afraid to take away their car if they are endangering themselves or others and put them back to driving your car with you in it as chaperone.

Your business needs an influx of cash quickly. Rough times have hit and you do not have enough inventories for a major holiday weekend coming up. You do not have time for a loan to be approved. What can you do? A scenario like this one or hundreds of others can lead back to using merchant cash advances. However, there are right ways and wrong ways to use merchant cash advances in your business. You do not want to incur cash advance problems as a result of making the wrong decision.

The old adage “it takes money to make more” is very true. This is why it has turned into somewhat of a cliché saying. It’s been used a lot to make a point. If your business does not have enough liquidity to purchase new inventory for a major weekend you could face losing the business. One good way to use merchant cash advances is to get inventory into your shop and repay the loan once you make the sales you know are coming. A good example of this situation would be Labor Day. This holiday in 2010 saw thousands of people in shops looking for great deals, and most years the same can be said.

You could also use a merchant cash advance for expanding your company. For example, you are being asked to put certain inventory in your store, but you do not have the room. Since you know consumers want the products you could get money for the expansion through a cash advance. Consumers will buy the new products as soon as they are in your store, thus you have the money to pay the loan back.

Business travel to find more consumers or vendors. You can use a merchant cash advance to get more consumers into your shop, either through the internet or obtaining more vendors. More vendors mean more products, thus more interest in your goods.

These are three of the top ways to use merchant cash advances. It is imperative to mention you should not use merchant cash advances in certain circumstances. Paying employee wages is not a good use of an advance. Wages are something you need to pay on a weekly, bi-weekly, or monthly basis. If you do not have enough to cover your employee wages it is doubtful in the coming months you would be able to pay the cash advance loan back.

You want to use merchant cash advances in instances that will definitely improve your company’s bottom line. In this way you know for certain that you can pay the loan back when it is due. Keep in mind what could help you increase your revenue as you think about cash advances.